In Century Surety Co. v. Seidel, the United States Court of Appeals for the Fifth Circuit examined a demand for coverage under a commercial general liability policy for an incident arising from the sexual assault of a minor by the owner of the insured restaurant. The minor was in the restaurant for a job interview… Read More


In Liberty Surplus Insurance Corp. v. Ledesma & Meyer Construction Co., the California Supreme Court answered a question certified by the United States Court of Appeals for the Ninth Circuit regarding the availability of coverage under a commercial general liability policy for a lawsuit alleging the negligent hiring, retention, and supervision of an employee who… Read More


In Nadkos, Inc. v. Preferred Contractors Ins. Co., the Appellate Division, First Department, of the New York Supreme Court examined a liability insurance claim for defense and indemnification of an action brought against a subcontractor, as well as a general contractor. The policyholder was insured by a risk retention group domiciled in Montana. The lawsuit… Read More


In Mt. Hawley Ins. Co. v. Tactic Security Enforcement et al., the United States District Court for the Middle District of Florida examined a claim for the defense and indemnification of two lawsuits against the policyholder security company, alleging inadequate security with regard to shooting incidents at a facility where the policyholder provided services. The… Read More


In D.G. v. B.E.A., the New Jersey Superior Court, Appellate Division addressed a demand for a homeowners’ liability insurer to provide defense and indemnification of a lawsuit raising allegations of domestic violence. The insurer denied coverage on the grounds that the lawsuit did not raise allegations of an “occurrence” as required by the policy, and… Read More


In Northfield Ins. Co. v. Mt. Hawley Ins. Co., the New Jersey Superior Court, Appellate Division, examined a declaratory judgment action brought by a property owner’s insurer against a contractor’s liability insurer. The case arose from a roof installation performed by the contractor and a subcontractor at a hotel in the summer of 2012. Shortly… Read More


In Moran-Alvardo v. Nevada Court Realty, LLC, the Superior Court of New Jersey, Appellate Division, addressed a liability insurance claim arising from a fall on snow in a shopping center parking lot. After the injured party filed an action against the shopping center owner and a tenant, the property owner filed a third-party indemnification action… Read More


The Colorado Supreme Court held that a liability insurer has no obligation to indemnify a policyholder for a settlement made without the insurer’s consent and in violation of the policy’s “no voluntary payments” clause. In so doing, the Court rejected the argument that this clause is only enforceable if its violation resulted in prejudice to… Read More